Today, money transfer operations are far from uncommon. But often people believe each other's word, not wanting to spend time and energy on paperwork.
This is not entirely correct, as it increases the chances of being cheated. A person can change his word at any time. And then it will be very difficult to return the money. To make financial transfer operations safe and reduce risks, the receipt of funds will help.
It can be an independent document, for example, a loan agreement, or be attached to the main agreement. It is very important that the receipt was drawn up in accordance with the law, otherwise it will not have sufficient force.
Highlights
If the amount during the transaction is more than ten minimum wages, a receipt must be drawn up without fail. It may not be certified by a notary, but for additional security, this measure will not be superfluous. In the event of a dispute or litigation, the authorship of the receipt will not be called into question. This will help to quickly prove their own case and return the money.
It is rather difficult to list all situations when a receipt may be required to receive money, but in this case there is always a person who gives money and a person who receives it.
The one who gives the receipt must make sure that two copies are drawn up. All must be signed and date. Then, making changes to the document without the knowledge of the other side will be quite difficult.
Anyone who takes a receipt must verify the signature of the borrower with the one indicated in the passport. If the receipt consists of 4-5 sentences, it will be easier to determine its authorship.
What should the receipt look like?
When planning money transactions, people think about what type of receipt should be in receipt of funds. The sample provides general information, since the law does not provide for a specific form of its compilation. But a similar document should contain such data:
- Place of compilation.
- All information about the amount of the amount that is transferred. The amount should be indicated both in numbers and in words.
- Reasons for the receipt.
- Personal and passport data of participants, the presence of signatures.
- Information about the actual place of residence of the parties to the transaction.
- The date the finance transfer was completed. If the receipt in receipt of funds plays the role of a loan agreement, you must specify the period by which the money will be provided. In the case when the repayment period is not specified, this means that the debtor must return the funds no later than 30 days from the moment the lender issued a claim for the refund.
- Indicate interest for using finance or a fixed amount.
- Determine the liability of the parties: fines, penalties, etc. When the borrower returns the funds, the lender is obliged to give him a receipt and issue a document confirming receipt of finances, or make an appropriate entry on the debt receipt.
It is more advisable to draw up a receipt manually, without using printed text. In case of unpleasant situations, this measure will help to quickly prove its authorship. To challenge its authenticity will not work.
Unwritten rules for compiling a debt document
Do not leave blank lines and the space between the main text and the signature.Otherwise, unscrupulous participants will be able to enter false information there. Free space after signature is crossed out by lines or “zigzag”.
It will be better if the receipt is written by the one who receives the financial resources. In no case should you give a receipt until the period when the debt is repaid.
How to draw up a receipt of receipt of funds for an apartment?
The receipt of funds for the apartment is practically no different from the usual debt receipt. The main requirement is that it should contain all the necessary information about a particular transaction.
- Amount amount. It is indicated both in numbers and in words.
- Personal data of witnesses present on the transaction. All information is written in full, reductions are not allowed.
- When, where and under what circumstances the amount was transferred.
- Passport data of all participants, addresses of actual residence.
- The goals for which the transfer of money was required.
- It must be indicated that money must be returned without fail.
- The period during which you need to pay off the debt.
- Actions in case of default.
- Signatures of all participants.
It is very important that the receipt of funds is correctly drawn up. The form must be filled carefully and without blots. If all the nuances are taken into account and displayed in the document, in case of any disagreement, the parties will be able to go to court.
When the funds for the apartment will be returned, the lender must make an appropriate note in the document. The record is confirmed by the signature and date.
Buying or selling a car
Upon completion of the transaction, the fact of the transfer of finances is confirmed by the receipt of receipt of funds for the car. It is made out in the same way as the above paper. In addition to information about the parties to the transaction, it indicates all identification data relating to a particular vehicle. Such a document does not have to be certified by a notary public, but it must be prepared with one's own hand.
Receipt when buying a car
When buying a car, a situation may arise when the required amount is not available. So that the seller does not show the car to other buyers, it is advisable to leave a deposit. The receipt of funds will be proof of the transaction. To verify the seller’s integrity, you can check to see if he removed the sale ad.
A receipt is also necessary in the case when you buy a car not from the owner himself, but through an intermediary.
The seller will protect his interests if he takes a receipt, which indicates the date of sale of the vehicle. This document may come in handy when the new owner will operate the machine, which has not yet been reissued.
Download a receipt form for receiving money
