It has been operating in the insurance market of the Russian Federation since 1999, the company "Antal-Insurance". Address in Moscow: Moscow, st. Lenin Sloboda, d. 26.
Basic information
Over the years, the company "Antal-Insurance" has become a respected player in the market. Testimonials show that the organization is trusted by customers. Quality services are provided in the following areas:
- accident and illness insurance;
- voluntary health insurance;
- CASCO, CTP;
- air transport insurance;
- cargo protection;
- agricultural insurance including protection of crops, perennial plantings, domestic animals;
- property insurance of individuals and legal entities that does not provide for car insurance;
- protection of the responsibility of organizations that operate unsafe facilities;
- third party liability insurance;
- protection against business risks;
- protection against financial risks.
Today, Antal Insurance has revoked its license, but obligations under preliminary agreements are fully secured. Moreover, intensive work is underway aimed at the resumption of activities. Testimonials show that customers who made deals earlier lost nothing.
CASCO in IC "Antal-Insurance"
Car insurance is a necessary measure that allows in case of theft, theft, traffic accident and other unforeseen situations, as a result of which damage to the car may be caused, to compensate for losses.
Antal Insurance CASCO offers in several options. It is popular, if you believe the reviews, the full CASCO, providing for damages due to a traffic accident, fire, natural disaster, theft, car theft, loss (theft) of car parts, intentional damage to cars by third parties, accidental damage. The insurance company also offers a partial CASCO, which will cover the risks identified by the client. The cost of the policy will depend on the brand of car, as well as the region of the transaction.
What conditions?
The client is given the opportunity to choose the conditions depending on the wear of the car, the need life and health insurance driver and all passengers. The company "Antal-Insurance", customer reviews of which testify to the professionalism of employees, always faithfully provides consulting services to select the best solution. Policies are offered in various price categories.
All of the above conditions will affect the cost of car insurance. For Antal Insurance Company, the average CASCO cost is 4.5-10 percent of the car price.
CASCO damages are as follows:
- car restoration;
- insurance indemnity to the insured in cash;
- monetary compensation for repairs.
KAKSO's insurance policy in Antal Insurance also allows you to insure civil liability for car owners, that is, this policy is compiled with the CTP insurance policy (compulsory civil liability insurance of vehicle owners). In this case, two insurance options are possible: by the seat system and by the lump-sum system.
In the first case, the transaction is based on the number of seats in the car, in which each is insured separately. The lump-sum system provides for the conclusion of a transaction for the entire interior of the car as a whole.
CTP policy
Compulsory liability insurance for car owners in Antal Insurance will allow the vehicle owner, in case of material damage to other road users, not to worry about covering these costs. The maximum amount of compensation for the policy, if the insurance contract is concluded before 03/31/2015, is 160 thousand rubles, if after - 500 thousand rubles.
A prerequisite for concluding an insurance contract for OSAGO is a diagnostic map of the vehicle condition.
There are several options for insurance for OSAGO:
- providing for the management of this transport an unlimited number of persons;
- providing management of a certain circle of persons;
- providing management in a certain period of time by a certain person.
Antal Insurance Company may become a reliable partner. Customer reviews indicate that the organization provides full compensation in the event of an insured event.
Property insurance for individuals
Under this program, activities are carried out in two directions: insurance of movable and real estate. Antal Insurance Company introduces some restrictions for objects subject to insurance. A transaction cannot be concluded if the property is dilapidated, damaged, unsuitable, consumables (cosmetics, perfumes, food). Animals and birds, seedlings and seeds, documents, drawings, securities, banknotes, precious metals bullion, manuscripts, video, audio materials are also not insured.
Insurance cases include:
- fire,
- the bay
- explosion,
- natural disasters (lightning, tsunami, cyclone, hurricane, tornado, flood, earthquake, rain, hail, landslide),
- illegal actions of third parties (theft, hacking, robbery, vandalism, etc.).
Today, many people trust Antal Insurance. Customer reviews show that she fulfills contractual obligations in all situations in full.
Health insurance
Personal insurance It is aimed at life insurance, health, working ability of an individual.
The company offers a health insurance policy. Compensation can be paid when a client contacts a medical institution in order to receive assistance in connection with a deterioration in health. Appointment by the doctor of appropriate therapy, diagnostic procedures are also paid in full.
When is no compensation paid?
Exceptions to the occurrence of an insured event are applying to the insured's medical facility in a state of alcohol or drug intoxication due to injury, poisoning. Compensation will not be paid if the client seeks help as a result of injury or other deterioration of his health caused by unlawful acts, intentional self-infliction of damage, attempted suicide.
Accident insurance
Antal Insurance Company provides such type of services as accident insurance. The transaction may be individual or group.
Compensation is paid in such cases:
- trauma resulting from an accident;
- acute poisoning by food, chemicals;
- deterioration of a woman’s health due to difficult birth;
- accidental death.
Exceptions for the occurrence of an insured event are:
- infliction of intentional injuries by the insured;
- injuries sustained by the insured while intoxicated, while driving or as a result of transfer of control of the vehicle to a person who is intoxicated;
- adverse effects of preventive, diagnostic or therapeutic procedures that are not related to the cases specified in the insurance policy.
The contract is voluntary. An exception is group transactions in enterprises. In potentially hazardous industries, accident insurance is mandatory.
Legal entity insurance
The company "Antal" provides insurance for the following property of legal entities:
- building;
- structures and roads;
- engineering and industrial equipment;
- construction in progress;
- interior items;
- inventory items.
Unable to insure:
- availability;
- securities;
- documents;
- technical storage media;
- mobile equipment;
- farm animals;
- real estate in disrepair;
- property located in areas subject to systematic natural disasters, natural disasters.
Insured events are:
- fires;
- lightning;
- explosions
- natural disasters;
- the effects of water;
- accidents;
- illegal actions of third parties.
Collateral Insurance
This is a procedure that allows you to guarantee reimbursement to the lender in case of loss of collateral. Securities and real estate may act as collateral.
Compensation is made in case of loss or damage to the subject of the pledge in connection with a fire, explosion, lightning strike, technical accident, illegal actions of third parties, natural disasters (earthquake, volcanic eruption, flood, flood, storm, hurricane, tornado, typhoon, tsunami, hail , ice, landslide, subsidence, landslide, rockfall, avalanche, mudflows, groundwater flooding).
Compensation will not be paid under these conditions:
- nuclear explosion, radiation;
- hostilities;
- destruction of collateral by order of state authorities;
- identifying collateral defects hidden by the policyholder;
- Violations of safety regulations when handling collateral.
Testimonials show that this type of insurance is more popular among customers who have made a deal with a financial institution.
Temporary difficulties of the insurer
The above types of insurance are not a complete list. The organization offers many more various services. If you believe the reviews of experts, the Antal-Insurance company carries out multi-vector activities aimed at guaranteed compensation for the losses of its customers. The Antal-Insurance organization, whose office is located in Moscow, is fruitfully working not only in the capital. The accumulated many years of experience allows us to form a client base in other cities of Russia. Antal-Insurance in St. Petersburg is also popular with customers. This is evidenced by reviews.
Antal-Insurance Company, whose reliability rating has been confirmed for many years (A +), is going through hard times today. The general economic crisis affects all the links in the chain, in which the insurance sector is not in last place. In March 2016, the Central Bank of the Russian Federation revoked the license of Antal Insurance in connection with insufficient financial stability. Clients give up hope that the management of the company, which was considered in this article, will be able to mobilize and find those internal and external reserves that will ensure further activities at the same level.
