Today we have to figure out how to find out the funded part of the pension. This question can be interpreted in several senses. The first is to obtain information about the location of the funds. The second meaning is the clarification of the amount that this or that citizen has. There are no significant differences in these matters. Often in the first case, the secret of the second is revealed. However, you should first find pension savings and then find out about the amount of money. All that can touch upon the issue of finding pension contributions is further.
Two parts of one whole
How to find out the funded part of a pension? First you need to understand what kind of money in question. Then find them, only after - specify the amount available to the citizen.
Now in Russia there is a system that allows citizens to independently form a pension. Payments consist of insurance and funded part. The first is stored by default in the FIU, depending on the length of service and average earnings of a citizen. The second is the deductions that a person makes himself. The more listed - the higher the pension will be in the future. It is the funded part of pension payments that interests many. Especially the question of the available money.
Search for savings
How to find out the funded part of a pension? The first thing to understand is where the money is stored. Then provide a specific list of documents in order for one or another body to issue information about cash.
Accumulations can be found in several ways. First you need to remember whether the citizen concluded an agreement with someone on the transfer of the funded part of the pension to a particular organization. The person must have a copy of the agreement. If such an agreement is found, information on the status of accumulations will need to be found out in the specified organization.
If no agreements have been signed, then you don’t need to think about how to find out the funded part of the pension. The money will be stored in the Pension Fund of Russia. So, for details of the account, it will be necessary to contact the FIU.
Information sources
So, suppose an organization was found where the funded part of the pension is stored. How to find out the amount that has accumulated in a citizen’s account? Which sources should I contact? At the moment, in Russia it is allowed to find out about the state of the insured person's personal account in the following places:
- in the company of the employer;
- at the district pension fund;
- in the FIU;
- in non-state pension funds;
- in the bank;
- via the Internet (State Services portal).
Where exactly to apply? Everyone solves this issue independently. The only thing to consider is that non-state pension funds and banking companies should be contacted only if the money is stored outside the FIU.
Through employer
How to find out the funded part of a pension? All financial matters and deductions transferred for a particular employee are available to the employer. Therefore, everyone can find out about the state of the personal account through their boss. How to act? Need to:
- To come to the chief (it is better to bookkeeping) with a passport and SNILS.
- Send an oral or written request for status information personal insurance account.
- Get a statement in which all information will be displayed.
As a rule, it is enough just to come, inform the SNILS number and ask for the information of interest. Employers should not have any secrets in this area. They cannot refuse the service.
One small nuance - the method is relevant only for officially employed citizens. If a person works without registration, it will not be possible to find out about the state of the funded part of the pension through the employer. After all, such a boss does not make monthly deductions for a subordinate. So, not in the know of the state of the account.
Pension funds
The next option can be issued in two ways. Contact in Pension Fund offered either in person or by phone (a very dubious offer). How to find out the funded part of the pension (amount)? As for the phone call, you must:
- Prepare documents (identity cards and SNILS).
- Make a call to the district pension fund (or to the FIU).
- Provide information about yourself and your account with a request for information on the funded part of the pension.
- Get the data you need.
This option is extremely rare. By telephone, pension fund employees, as a rule, do not disseminate information on the status of personal accounts. Therefore, it is better to personally appear in one or another PF.
How can we understand how much the funded part of a pension is? How to find out the amount of money available in the account of a citizen? To do this, you need:
- Prepare documents (SNILS and identity card).
- Come to the district PF (or PFR, or NPF) and write a statement on the provision of personal account details.
- Get a document of the established form, which will contain information on the funded part of the pension.
The request is processed instantly. Usually, after 10-15 minutes after applying to a particular pension fund, a citizen is issued an extract from the personal account.
Banks
How to find out the funded part of the SNILS pension? Another option is to contact banking companies. If we are talking about a non-governmental fund, then you can contact the partner bank, otherwise it is recommended to come to Sberbank.
The procedure for obtaining information is no different from applying to pension funds. A citizen must:
- Present a passport for identification.
- Fill out an application for the provision of information about the personal insurance account with the indication of SNILS.
- Wait until a citizen is issued a document indicating the status of the personal account.
You can also find out the funded part of the pension via the Internet. Here the procedure is slightly different from the previously listed methods.
Registration on "State services"
To use the Internet to clarify information about retirement savings, you need to contact the State Services portal. The most difficult thing here is registration. Therefore, you need to pay close attention to it. Citizens without an account on the specified service cannot use the services offered.
To register, you need:
- Visit the website gosuslugi.ru and click on "My Account" on the right side of the screen.
- Click on "Register" below.
- Fill in the information that the system requires (last name, first name, email and phone number).
- Confirm registration using a secret code - it will come to your mobile.
- Enter the password you sent.
- Fill in the user profile (here indicates SNILS, F. I. O., passport data).
- Wait for account verification (about 14 days) and go through re-authorization.
Now you can think about how you can find out the amount of the funded part of the pension via the Internet. The account on "State services" is ready for use. Now what?
Through the Internet
Through the Internet you can get all the information you need, as well as draw up certain documents without leaving your home. As soon as access to the account on "State services" is obtained, it is required to enable the "Electronic Services" function in the settings. Next, the profile will begin to work in full force.
So how do you know the funded part of your pension on the Internet? To do this, after authorization on the portal "State Services" you need:
- In the search bar in the section "Services" write "Statement of ILS".
- Select the desired line in the results.
- Click on "Get a Service", having previously read the information.
- Fill out the form (if required).
- View information about the status of the personal insurance account.
But there is one more trick. If you correctly fill out the account on the "State Services", a citizen can simply go through the authorization on the site, and then in the "Personal Account" after indicating and confirming SNILS to see the state of the ILS. If you wish, you can even replenish the funded part of the pension through State Services.
