Well, who among us does not dream of gaining financial independence, especially in conditions when a modern person needs crispy bills like air? Of course, there are none. Everyone knows the postulate: “Money should work.”
At the same time, one should not think that only wealthy people can increase finances, since the latter, as they say, “do not bite chickens”. Even with a relatively small amount, you can improve your financial situation for the better.
Do you know, for example, where to invest 100,000 rubles with maximum benefit for yourself? For many Russians, this amount is more than impressive, despite the fact that it is not enough to buy a modern car or to "promote" their own business.
In any case, the investments you have accumulated should not lie dead weight “under the pillow”. Let's analyze the common solutions to the question of where to invest 100,000 rubles.
Credit and financial structure
The first thing that comes to mind when it comes to investments is to go to the bank and put money on a deposit. However, not everything is so simple here: such a method is only good because it will help protect your “hard-earned” ones from inflation, but you are unlikely to be seriously enriched with it.
Thinking for yourself various options for resolving the issue of where to invest 100,000 rubles, you should not forget that the management of credit institutions in rare cases sets high interest rates. In addition, if you need to withdraw your deposit ahead of schedule, it will be very difficult to do this due to banking restrictions. The average rate of return today is fixed at 11-15% per annum.
If you have finally decided on where to invest 100,000 rubles, choose a banking institution with an impeccable reputation and extensive experience. Such financial structures are protected by the state, which means only one thing: the risks for you as a depositor are minimal.
Business
With a small start-up capital, you are increasingly thinking about investing 100,000 rubles in a business. However, it is unlikely that the above amount will be enough to open a business. If you still dream about individual entrepreneurship, then think about who with friends or acquaintances you can run a business on an equal footing by merging capital. However, for a beginner this option will not be as profitable as possible, since the profit will be shared between all the founders of the enterprise. However, this does not mean that this method of enrichment cannot be used.
Gold
Where else can you invest 100,000 rubles? In real estate? Unfortunately, this money is not enough even to purchase a dorm room. One of the most correct decisions is to invest 100,000 rubles in gold, which for a long time has been considered a solid and stable currency. Such an investment has a long-term perspective.
According to statistics, over the past three years, the price of the above precious metal jumped 51.1% in rubles. At the same time, experts are confident that such dynamics will continue.
PAMM accounts
PAMM accounts are considered another popular investment tool. For those who have a very distant idea of what it is, it will be useful to know that the above enrichment option is implemented directly on the Forex market, where currency trading takes place.
So, many experts, when asked about where it is better to invest 100,000 rubles, confidently answer: “In PAMM accounts”.
However, not everything is so simple here.The profession of a trader needs to study, study and study again. Moreover, not only knowledge, but experience is important. Only a few of the newcomers can boast that the first Forex transactions brought them a solid profit.
Remember that without knowing the basics of trading, you will quickly throw your 100,000 rubles down the drain. Only after 4-5 years of painstaking financial activity, you can feel like a professional participant in the Forex market. However, if your plans do not include an in-depth study of trading activities, you can choose an easier way to become a rich person, namely, use the option “PAMM-accounts”.
The meaning of trading
What is its essence? Everything is very simple. You transfer your money to trust management companies to a professional trader. At the same time, not only your finances will be used to conduct currency trading, but also their own. For their work, traders will take a fixed percentage of your profit. The advantage of this method of enrichment is that the investor has the right to choose a trader.
Before entrusting your investments to a particular company, it is imperative to analyze how successfully it has conducted trade in the past. Naturally, the amount of profit depends entirely on financial intuition and the ability to predict the situation.
It should be noted that the work of the trader is absolutely transparent, because at any time you have the right to familiarize yourself with what foreign exchange transactions have been completed, and, if necessary, to take away all your earned money.
Registration is carried out directly on the official Internet portal of the trader, after which you can use your personal account. Funds are transferred using bank plastic cards or the WebMoney electronic payment system.
Conclusion
Of course, each person independently decides for himself where it is better to invest 100,000 rubles. However, whatever option he chooses, he must understand that he should not “go in cycles” on any one investment tool, but rather distribute his finances in several directions at once in order to minimize the risk of becoming one hundred percent bankrupt.
