This article will focus on an organization such as KIT Finance (pension fund). Reviews and opinions of the population, profitability, reliability - these are the aspects that we will discuss. Finding out more about this foundation is important for those who view this organization as an institution that can be trusted. retirement savings. It is not too pleasant to deal with an unscrupulous fund. As practice shows, in the case of unreliability of such institutions, there will certainly be problems with receiving funds at a certain point. The same thing will happen with their transfer to another fund. So what do customers think about this pension company? Can you trust her? What pros and cons do people most often pay attention to?
Secured old age: myth or reality?
KIT Finance (pension fund) receives mostly positive reviews regarding its activities. After all, this organization is not engaged in anything illegal - everything is extremely simple and clear.
The corporation is a regular pension fund that is not under state control. He suggests transferring and saving his retirement savings here. And upon reaching retirement age, get the accumulated funds on hand. It turns out something like a bank providing a comfortable old age.
The main advantage of such non-governmental funds is that the client pays funds to the account at certain interest rates. During storage on the account of the organization, they will increase by the agreed amount per year. Thus, significant contributions will be added to the deductions. For the opportunities provided to pensioners, KIT Finance (Pension Fund) receives positive reviews. But is it worth trusting the company? What indicators do customers most often pay attention to? Are there any grounds for refusing to cooperate?
Opinions of employees
For example, some potential investors are interested in the views of corporate employees. This sometimes helps to draw the right conclusions about the organization. KIT Finance (pension fund) receives mixed reviews from employees. Subordinates highlight several advantages of the company as an employer, but at the same time indicate the disadvantages of the organization. Not too substantial, but they raise certain doubts.
The advantages of the company include:
- Fixed salary;
- comfortable working conditions;
- a clear work schedule;
- practice in business communication.
All this positively affects the feedback of employees. But among the shortcomings, it is customary to single out a constant stream of visitors. This is not so important compared to one significant minus of the company.
The point is that KIT Finance is forcing its subordinates to commit pension contributions to the fund. Moreover, the company operates by various methods: simple persuasions and threats. For this, KIT Finance CJSC (private pension fund) does not always receive positive reviews from both employees and customers.
Ranking place
Nevertheless, if you look at the rating of the company, you will be pleasantly surprised. In Russia, there is now a list of the best pension funds that are not under state control. And KIT Finance is included in this rating. He has been in the top three since 2010.
This means that you can trust the company. In any case, some citizens think so. A high rating among similar organizations is an indicator of integrity and sustainability.For its leadership, KIT Finance (pension fund) earns optimistic customer reviews. But only some very attentive people still doubt the integrity of the organization. Why? Due to the comments of the organization’s employees, which constantly indicate involuntary transfers of the funded part of the pension to the fund.
Reliability
The next important indicator for any pension fund is its reliability. The higher it is, the better. It is also called the level of trust of the population. KIT Finance (pension fund) receives mostly good reviews about this aspect.
At the moment, the reliability of the company is at the level of A ++. So far, this is the highest figure that can only be. Therefore, KIT Finance is not just one of the leaders of private pension funds. It is still reliable and arouses customer confidence. Such a level of trust ensures that suddenly the fund will not be closed, like most of its counterparts. All this gives customers confidence in the future.
Profitability
But for some, the sustainability of the company does not play such a paramount role. They are more important profitability thereof. In principle, the requirements are justified - if the fund promises to increase pension savings, then there should also be a return. Otherwise, there is no point in contributions. With the same success, you can keep the savings "for old age" in the bank.
At the moment, KIT Finance promises all its investors high returns. It is about 8.36%. This is a lot for the pension fund. Not every similar organization can boast such a high interest rate.
In spite of everything, the non-state pension fund KIT Finance sometimes receives negative feedback from customers for their work in this aspect. All because promises often diverge from reality. In fact, the yield throughout the year will be 4-4.5%. The rest is “eaten up” due to inflation. Clients, however, believe that the fund is deceiving them by promising a high interest rate. Not at all, you just shouldn’t count on profitability in these realities. And a similar situation now occurs in all pension funds in Russia. This phenomenon is widespread, and even inevitable in times of crisis.
General opinion
KIT Finance (private pension fund) reviews as a whole gets various - both good and not very good. Such a wide range is noted due to some shortcomings, one of which was agreed earlier - forcing employees to transfer pension savings to the fund. And what else?
Enormous doubts about the integrity of the institution are caused by the annoyance of the employees of KIT Finance. Reviews say that the client is literally persuaded to open an account here. But as soon as consent is obtained, the service becomes very slow and poor quality.
Also, at the moment, the fund has problems with the payment of pensions: people cannot receive their funds for months. Many are investors not of their own free will, completely unexpected for themselves. All this repels deposits from KIT Finance.
Nevertheless, this organization has been working for a long time and has branches throughout Russia, and the problems with payments are associated with the onset of the crisis. You can trust the fund, but with reasonable care. In any case, this is not the worst option for storing the funded part of the pension.
